****** WE ARE RECEIVING HUGE NUMBER OF CALLS WITH REGARD TO PRMS AND MANY EMPLOYEES / EXECUTIVES HAVE EXPRESSED THAT THEY ARE UNABLE TO CONNECT THROUGH PHONE CALL. THEREFORE, IT IS REQUESTED THAT ANY ISSUES RELATED TO PRMS MAY BE SENT ONLY THROUGH MAIL prms@beml.co.in . ******

       ****** THE PROCESS FOR AVAILING THE MEDICAL INSURANCE FOR EXECUTIVES RETIRED ON OR AFTER 01.01.2007 IS COMPLETELY ONLINE AND WE HAVE FACILITATED THE EXECUTIVES TO SUBMIT THEIR DETAILS AND PAYMENT ONLINE. THERE WILL NOT BE ANY CONFIRMATION OTHER THAN THE “SUBMITTED SUCCESSFULLY” MESSAGE THAT APPEARS AUTOMATICALLY ON THE PORTAL AFTER SUCCESSFUL SUBMISSION. NO DOCUMENTS ARE REQUIRED TO BE SENT EITHER BY MAIL / POST / COURIER ******

       ****** OPTION FOR REPLACING THE DOCUMENTS WRONGLY UPLOADED IS PROVIDED. YOU MAY LOG INTO TO YOUR PRMS ACCOUNT AND REPLACE THE DOCUMENTS AS REQUIRED. ******

       ****** Please do not sent any documents or receipt by Mail. All documents should be uploaded in online portal. ******

       ****** System confirmation will be given once the process is completed. No manual confirmation will be provided. ******

SEPARATE SBI PAYMENT LINKS ARE AVAILABLE FOR EMPLOYEES & OFFICERS FOR POST SUPERANNUATION MEDICAL INSURANCE SCHEMES.

EMPLOYEES / OFFICERS SHOULD MAKE PAYMENTS USING THE LINK AS APPLICABLE FOR THEIR ELIGIBLE SCHEME AND MANDATORILY COMPLETE THE ONLINE PROCESS.

MANAGEMENT WILL NOT BE RESPONSIBLE FOR ANY DEVIATIONS TO THE INSTRUCTIONS AND REFUND WILL NOT BE ENTERTAINED.

NOTE : E-cards will be sent to your Mail IDs (as given in the online application) directly by the Insurance Company.

NOTE : PAYMENTS MADE WITH INCORRECT DETAILS VIZ., STAFF NO., NAME, PAYMENTS MADE USING SBIONLINE LINK UNDER OLD SCHEME, DOUBLE PAYMENTS ETC., WILL NOT BE REFUNDED.

NOTE : Executives on fully exhausting the Sum Assured may directly contact the Insurance Company for availing Corporate Buffer for Critical diseases only – Contact Person : Dr. Manu – 9066335699.

The Company has revised ‘BEML Limited Post Superannuation Medical Benefit Scheme for Executives Retired on or after 01.01.2007’. 

  • Accordingly, the following are the revision made under the Scheme:
    •  EXECUTIVES RETIRED FROM 01.01.2007 TO 31.12.2016
      Sl. No.ParticularsTotal Sum AssuredOPDCorporate Buffer Elligibility
      1Ex-Officers4 Lakhs 150002 Lakhs 
      2Ex-Directors 7 Lakhs350003 Lakhs
      3Ex-CMD8 Lakhs400003 Lakhs
    • EXECUTIVES RETIRED AFTER  01.01.2017
      Sl NoParticularsTotal Sum AssuredOPDCorporate Buffer Eligibility
      1Ex-Officers upto GR IV4 Lakhs150002 Lakhs
      2Ex-Officers  GR V to VII5 Lakhs200002.5 Lakhs
      3Ex-Officers  GR VIII to X6 Lakhs250003 Lakhs
      4Ex-Directors8.5 Lakhs350004 Lakhs
      5Ex-CMD10 Lakhs400005 Lakhs
  • The Corporate Buffer can be utilised in the event the Sum Assured is exhausted / fully utilised by any retired Executive in a given year, ONLY for the identified Critical Diseases within the Buffer Eligibility indicated above.
  • The Company contribution will continue to be 90% of the premium for Sum Assured. The remaining 10% of the premium to be borne by the retired Executives.
  • Premium for OPD and Corporate Buffer will be borne entirely by the Company.
  • With the introduction of the above revised scheme, the option for higher Sum Assured provided earlier with the slabs of Rs. 50,000/- up to Rs.15,00,000/- is withdrawn.
  • All the other terms and conditions of the ‘BEML Limited Post Superannuation Medical Benefit Scheme for Executives Retired on or after 01.01.2007’, scheme will remain unaltered.
  • PLEASE NOTE:
    1) COVID IS COVERED UNDER THE MEDICAL INSURANCE POLICY.
    2) THE POLICY WILL TRIGGER IF THE PERSON IS TESTED POSITIVE FOLLOWED BY HOSPITALISATION.

INSTRUCTIONS:

a. SUPERANNUATED EMPLOYEES ARE REQUESTED TO ENSURE ENTRY OF CORRECT DETAILS OF THEIR SPOUSE, MAIL ID, MOBILE NO. AND ADDRESS FOR COMMUNICATION.

b. EMPLOYEES SHOULD ENSURE THAT THEY HAVE PERSONAL MAIL ID.

c. E-CARD WILL BE SENT TO YOUR MAIL ID (AS GIVEN IN THE ONLINE APPLICATION) DIRECTLY BY THE INSURANCE COMPANY.

d. PAYMENT MADE WITH INCORRECT DETAILS VIZ., STAFF NO., NAME, EXCESS / DOUBLE PAYMENTS ETC., WILL NOT BE REFUNDED.

e. THE PROCESS FOR AVAILING MEDICAL INSURANCE IS COMPLETELY ONLINE AND “SUBMITTED SUCCESSFULLY” MESSAGE WILL APPEAR AUTOMATICALLY ON THE PORTAL AFTER SUBMISSION. THERE WILL NOT BE ANY OTHER CONFIRMATION.

f. NO DOCUMENTS ARE REQUIRED TO BE SENT THROUGH MAIL / POST / COURIER.

g. PAYMENT FOR RENEWAL SHOULD BE DONE PRIOR TO ONE MONTH BEFORE THE EXPIRY OF THE EXISTING POLICY.

h. FRESH CASES I.E. AVAILING THE SCHEME FOR THE FIRST TIME SHOULD APPROACH THE RESPECTIVE DIVISIONS FROM WHERE THEY HAVE SUPERANNUATED. APPLICATIONS SHOULD BE FORWARDED ONLY THROUGH RESPECTIVE HR DEPARTMENTS. INSURANCE POLICY WILL NOT BE TAKEN FOR CASES WHEREIN THE APPLICATIONS FOR FRESH CASES ARE NOT FORWARDED THROUGH RESPECTIVE HR DEPARTMENTS.

i. IN CASE A DOCUMENT IS WRONGLY UPLOADED OR MISSED UPLOADING, THE SAME CAN BE DONE BY FOLLOWING THE BELOW STEPS :

  1) RE-LOG INTO THE ACCOUNT

  2) CLICK ON “SAVE” BUTTON

  3) THEN UPLOAD ALL THE DOCUMENT ONCE AGAIN

  4) SUBMIT THE SAME

  5) SYSTEM WILL AUTOMATICALLY DISPLAY MESSAGE CONFIRMING ” DOCUMENTS SUBMITTED SUCCESSFULLY”

  6) THIS COMPLETES THE PROCESS

  7) NO DOCUMENTS / RECEIPTS TO BE SENT BY MAIL

 

Hospitalization should be intimated immediately to Shri Vithalpurkar / Ms. Babitha to facilitate clearing of bills and timely discharge. Copies of Aadhaar Card & PAN Card must be submitted for claiming reimbursement.

1. All Claims for reimbursement should be sent to the following Address :

RAKSHA HEALTH INSURANCE TPA PVT. LTD.
1st Floor, # 8, Khykha Court,
2 Hosur Road, Santhosapuram,
2nd Block, Koramangala,
Bangalore – 560068

2. For any issues / clarifications with regard to the claims, please contact : Dr. Manu : +91 9066335699

3. Claims should not be sent either to M/s. BEML Limited or to Shri S A Vithalpurkar, GM, Sun Risk Management & Insurance Broking Services Pvt. Ltd.

For any Support / Clarification, you may contact Corporate Office on Phone No. +91 80 2963390

For any assistance with regard to policy viz., cashless approvals, reimbursement of claims, clarification/ settlement of claims, grievance relating to the admissibility/ non-payment of claims if any, you may please contact:

Shri. S A Vithalpurkar (Mob: +91 9008406371 / +91 7975066266)  / Ms. Babitha (Mob: +91 9738621250)
M/s. Sun Risk Management & Insurance Broking Services Pvt. Ltd.
No.503, West Minister, 3rd Floor,
No.13/56, Cunningham Road,
Bangalore – 560 052
Email : vithal@sunrisk.co.in / babitha@sunrisk.co.in
Phone No. : +91 80 41235976